Financial Services

We see our financial services business as a way to invest in the people and infrastructure of the MENAT region by allowing individuals and businesses to flourish.

Our affiliates operate in Saudi Arabia, Egypt and Turkey, offering financing solutions for vehicles, consumer products, commercial equipment, and real estate, as well as vehicle insurance products. 

We want to open doors for our partners, consumers, and commercial clients through a portfolio of tailored financial products supported by superior customer service and flexible terms and conditions.  Through this flexibility and customization, we meet the unique needs of our customers, whether students buying their first cars or a commercial development seeking project funding.


unique customers


auto-leasing and financing provider in the Middle East


suite of services covering automotive, real estate and consumer products

Vehicle Financing and Insurance

We were early pioneers in the automotive finance market in Saudi Arabia, beginning in 1979 when providing financing for a vehicle purchase was a new idea.  Since then, our offering has grown to provide more financing options in more countries for new and pre-owned vehicles and heavy equipment.

We also arrange to provide customers with the reliable and affordable vehicle insurance cover they need to back their driving experience with peace of mind.  Today, we offer our customers financing and insurance products for vehicles and commercial equipment in Saudi Arabia, Egypt, and Turkey.

We aim to provide our customers with a simple and efficient application process.  Our proprietary sales system is the first to instantly assess a customer’s credit rating and recommend a specific vehicle and customized payment plan.  It allows for a ‘one-stop’ shopping experience where the customer can visit a showroom, select a car, and arrange a car loan – all suited to their needs.


default rate for collections


Award: Best Auto Financing Company of the Year in Turkey, International Finance Magazine

Real Estate Financing

We provide affordable, Sharia-compliant financial solutions to aspiring homebuyers and commercial developers in Saudi Arabia.  We help people find real estate financing services that fit their lifestyle and their budget.  We offer the highest quality financing services for buying residential properties, rent-to-own schemes, or land to build residences.



finance solutions to suit both private and commercial needs

Consumer Financing

We help people improve their homes and quality of life, as one of the leading financial services providers for our Consumer Products business in Saudi Arabia.  We offer flexible financing for large consumer appliances making these more accessible to a wider consumer audience.


mobile sales team to help our Consumer Product dealers with customer credit application process.

On the Horizon

New regulatory changes under the Saudi Arabian Monetary Agency (SAMA) are a huge opportunity for growth, as more people look for established Sharia-compliant financial services providers.  We’re already working to meet the region’s growing demand for vehicle financing, insurance products, and information, as well as commercial real estate and mortgages.  We’re also starting to cover dealer stock financing and credit-related insurance sales.

Our expanding operations in Saudi Arabia, Egypt, and Turkey are helping more people meet their needs with the benefit of financial flexibility.